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Jul 15, 2019

What businesses need general liability insurance? 


Commercial general liability (CGL) is a type of insurance policy that provides insurance coverage to a business for bodily injury, personal injury, and property damage caused by the businesses operations, products, or injury that occurs on the businesses property.

  Almost every business needs some form of general liability insurance coverage to protect company assets. General liability commercial insurance can help small businesses pay for unexpected lawsuit costs, rent commercial space, and avoid bankruptcy. A general liability insurance policy for your business also reassures clients that your company will be able to compensate them if you damage their property or injure someone with your work. Most small businesses get a policy soon after they are founded.

Small businesses should purchase a general liability policy if:

  • Have a location that is open to the public.
  • Interact with people on a job site.
  • Handle client property.
  • Rent business space.
  • Sell products to customers.
  • Advertise or market their services.
  • Use social media and have an internet presence.

Haddock and Associates work with many large and small businesses to provide a customized Commercial General Liability Insurance Policy. Contact our insurance agents today to get a complimentary assessment of your coverage options.


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